Investment

IPO

Participating in IPOs allows you to invest in companies at their listing stage, potentially gaining from early growth and listing premiums. We help you:

• Track upcoming IPOs
• Apply online through UPI or ASBA
• Evaluate prospectus and business fundamentals
• Choose between mainboard and SME IPOs

Fin Matters makes these processes seamless with regular updates, risk assessments, and portfolio integration—so you can explore new avenues while keeping your risk and returns in check.

Company Deposit

At FinMatters, we assist you in making safe and rewarding investments through Company Fixed Deposits (Company FDs). These are term deposits offered by reputable non-banking financial companies (NBFCs) and corporates, providing higher interest rates than traditional bank FDs. Company deposits are a great choice for investors seeking fixed, regular income with relatively low risk. We help you select deposits from credit-rated and trusted companies, ensuring your investment remains secure while earning attractive returns. With flexible tenures, regular or cumulative payout options, and easy application processes, our team ensures a seamless investment experience. Whether you're planning for short-term needs or long-term stability, FinMatters is here to help you grow your money confidently with handpicked company deposit options.

Bonds

At FinMatters, we offer expert guidance for investing in bonds, a reliable and low-risk way to earn fixed returns over time. Bonds are essentially loans that you give to the government or companies in exchange for regular interest payments and the return of your investment at maturity. They are ideal for investors who prefer steady income and capital safety over market-linked volatility. Whether you're looking at government bonds, PSU bonds, or high-rated corporate bonds, we help you choose the right options based on your financial goals and time horizon. Bonds can also be a great way to diversify your portfolio while enjoying tax efficiency and predictable returns. With our support, investing in bonds becomes simple, secure, and smarter.

Equity

investment in equity and bonds is ideal for those who want more control over their portfolio. At Fin Matters, we help you navigate both stock markets and fixed-income opportunities with professional guidance tailored to your financial profile.

Equity
Investing in shares of listed companies offers high growth potential but comes with market volatility.

Bonds
For risk-averse investors, bonds offer stable, predictable returns. We assist with:

Bonds are ideal for creating a balanced portfolio, especially during interest rate fluctuations. We analyze credit ratings, issuer credibility, and tenure before recommending options.

Whether you prefer the growth of equity or the safety of bonds, we design a diversified approach to meet your financial objectives—be it wealth creation, regular income, or capital preservation.

Gold Bonds

Gold has always been a trusted store of value in Indian households. But instead of holding physical gold, you can now invest smarter with Sovereign Gold Bonds (SGBs)—a government-backed, RBI-issued financial instrument that combines the stability of gold with fixed returns.

SGBs are issued in tranches throughout the year. We track upcoming issuance dates, handle your application process, ensure allotment, and help you maintain records for maturity or redemption. You can also buy/sell SGBs on the stock exchange post-issuance for liquidity.

With Fin Matters, investing in gold becomes modern, efficient, and more rewarding—giving you the traditional safety of gold, without the physical hassle.

Capital Gain Bonds

If you’ve sold a property or asset and earned long-term capital gains, Section 54EC Bonds offer a smart way to save on taxes while earning secure returns. At Fin Matters, we simplify your investment in 54EC Capital Gain Bonds by identifying the best issuers, managing documentation, and ensuring timely allotment.

To qualify for exemption, the investment must be made within 6 months from the date of asset transfer. We ensure proper tax planning, PAN verification, and secure demat/allotment of bonds.

Whether you're a real estate investor, business owner, or high-net-worth individual, Fin Matters helps you reduce your tax burden legally while preserving capital.

National Pension Scheme (NPS)

The National Pension System (NPS) is a government-backed retirement savings scheme designed to help individuals accumulate a pension corpus while enjoying tax benefits. Whether you're a salaried professional or self-employed, NPS is a low-cost, long-term investment that ensures financial independence post-retirement.

We help you track fund performance, adjust allocations based on market trends, and calculate future pension estimates. We also assist with Tier II (voluntary) account activation for additional liquidity.

With NPS, Fin Matters helps you build a secure, inflation-beating pension plan—so you can retire on your terms, without financial worry.

Mutual Fund Agent in Mohali Chandigarh

Mutual funds offer an ideal investment option for both beginners and seasoned investors looking for diversification, professional management, and potential long-term returns. At Fin Matters, we help you understand, select, and monitor mutual fund investments that align with your financial goals, risk tolerance, and time horizon.

We guide you through the entire process—risk profiling, fund selection, KYC compliance, performance tracking, and portfolio rebalancing. We also assist with switching underperforming funds and making strategic withdrawals based on market conditions and your financial milestones.

With complete transparency and regular reviews, Fin Matters makes mutual fund investing stress-free and goal-oriented—so your money works harder while you stay focused on life